Abeille advises self-employed professionals operating under the special legal status of sole proprietorship/EIRL or company (SARL/SASU/SAS). These professionals are unique in that the risks associated with their activities fall entirely on them.
This is why it is now essential for self-employed professionals to take out professional indemnity insurance when they set up their business, to protect them against these risks and limit any financial consequences.
This obviously applies to professionals who are subject to compulsory insurance (medical, technical and legal professions), but also to self-employed entrepreneurs and freelancers, who are finding it hard to avoid coverage these days. Indeed, risks are often underestimated, while the financial penalties in the event of damage caused in the course of a self-employed activity can amount to considerable sums.
Abeille can help you take out a policy. Our team of specialist lawyers will advise you on defining risks and analysing your civil liability policy.
You need to establish the precise nature of the damage to property (destruction, deterioration, etc.), non-material damage (costs whether or not related to the damage to property or personal injury, etc.) or personal injury (injury, death, falls, etc.), and pay close attention to the analysis of the policy and any exclusions (theft, damage caused by natural disasters, etc.).
In the aftermath of a claim, Abeille will defend your interests in a legal action to establish liability.
